A disclaimer is your website's "use at your own risk" sign. Generate one that covers liability, professional advice, accuracy, and affiliate links. Free. Under 60 seconds.
No paywalls. No subscriptions. Just instant, professional legal documents.
A good disclaimer bundles 4-5 different legal protections into a single readable page. No professional advice, no guarantees, affiliate disclosure, external links — all in one.
Someone reads your fitness blog and tries an extreme diet. Your disclaimer establishes you're not a doctor and shouldn't be treated as one. That matters in a lawsuit.
The FTC requires disclosure of affiliate relationships. A disclaimer page that covers this keeps the FTC off your back and your readers in the loop.
Spoiler: it's more sites than you'd think.
Most people think disclaimers are for pharmaceutical companies and financial advisors. They're not wrong — those industries do need particularly robust disclaimers. But the reality is that disclaimers are useful for a much wider range of websites. If your site publishes any kind of content that someone might rely on, you need one.
Let's start with the obvious cases. A health and fitness blog that recommends exercises, supplements, or diets absolutely needs a disclaimer. Not because you're trying to be evasive, but because your readers' bodies are different from yours. What works for you might cause problems for someone with a pre-existing condition. Your disclaimer tells readers to consult a doctor before following your advice. That's not just legal protection — it's honest.
The Federal Trade Commission has been actively enforcing affiliate link disclosure requirements since 2009 and significantly tightened the rules in 2023. Influencers, bloggers, and review sites have been fined and publicly named for failing to clearly disclose paid relationships. A disclaimer that covers affiliate links isn't optional if you earn commissions — it's legally required.
Finance blogs are another major category. If you write about investing, budgeting, cryptocurrency, or any money-related topic, readers will sometimes treat your content as personalized financial advice. It isn't. You don't know their financial situation, their risk tolerance, or their goals. A financial disclaimer makes clear that your content is educational and that they should consult a qualified financial advisor before making decisions. This is standard practice across every credible finance publication.
News aggregators and content curators face a different problem: accuracy. You're pulling content from other sources, and sometimes those sources are wrong, outdated, or have since published corrections that you haven't reflected. An accuracy disclaimer explains that you can't guarantee the currency or completeness of content, and that visitors should verify important information independently.
If your site has external links — and virtually every site does — an external links disclaimer protects you from liability for what's on those linked sites. You linked to a resource that was fine when you published the post. Six months later that site changed its content or got hacked. Your disclaimer clarifies you're not responsible for content you don't control.
User-generated content platforms, comment sections, forums, and review sites need disclaimers too. The opinions users post aren't yours. The claims they make aren't verified. A UGC disclaimer makes clear that user content doesn't represent your views and that you can't verify accuracy of what users post. This is especially important for review platforms where someone might post defamatory content about a business.
Any blog covering health, finance, legal topics, relationships, or self-improvement should have a disclaimer. Readers treat well-written blog posts like expert advice. Your disclaimer clarifies the distinction.
FTC rules require you to clearly disclose that you earn commissions on products you recommend. A disclaimer page is the standard way to do this, supplemented by per-post disclosures.
If you publish content generated or assisted by AI, a disclaimer covering accuracy, potential errors, and the AI-generated nature of some content is increasingly expected by readers and regulators alike.
Every protection that a thorough website disclaimer should contain.
Clearly states that content is for informational purposes only and does not constitute legal, medical, financial, or other professional advice. Tells users to seek qualified professionals for their specific situations.
Discloses that information on the site may be incomplete, outdated, or inaccurate, and that you make no guarantees about the accuracy or completeness of any content.
FTC-compliant disclosure that the site earns commissions from affiliate links, that recommendations may be influenced by partnerships, and that this doesn't affect editorial integrity.
States that links to third-party websites are provided for convenience only, that you don't endorse or control their content, and that you're not responsible for anything that happens on those sites.
Required for any site making income or earnings claims. Clarifies that results are not typical, that past performance doesn't guarantee future results, and that individual results will vary.
Covers any content involving outcomes, effectiveness, or performance claims. Particularly important for health, fitness, business, and self-improvement content.
Discloses that some content may be generated or assisted by artificial intelligence tools, and that AI-generated content may contain errors or inaccuracies that haven't been caught in review.
Asserts your ownership of the site's original content and notifies visitors that reproduction or distribution without permission is not permitted.
Provides an email address or contact method for questions, corrections, or takedown requests related to your site's content.
Specifies which jurisdiction's laws govern the disclaimer and any disputes arising from your site's content, giving you a home-court advantage if things ever go sideways.
The real questions people have about website disclaimers
It's a disclaimer, not a skyscraper. You shouldn't need a subscription to own one.
| Feature | FreeTOS | Disclaimer Generator | Termly |
|---|---|---|---|
| Price | Free | $9/mo | $14/mo |
| PDF Download | Free | Paid plan | Paid plan |
| Affiliate Disclosure | Included | Included | Included |
| AI Content Notice | Yes | No | Limited |
| No Watermarks | Yes | Paid plan | Paid plan |
| Signup Required | No | Yes | Yes |
The process is a bit different depending on what platform you're using.
Seriously. Fill in three fields, hit generate, copy the HTML. You're done. No subscription, no email required, no credit card. Just a proper disclaimer that actually protects you.
✨ Generate My Free Disclaimer